InsightGenie’s AI-powered credit assessment solution, which uses alternative data and machine learning to evaluate creditworthiness. It enhances risk assessment, reduces default rates by 30-50%, and improves accuracy with Gini coefficients between 65-77%. With unique data inputs like digital footprints and voice/video analysis, the system predicts loan default probability with 72% accuracy. InsightGenie is committed to expanding financial access for unbanked and underbanked populations, having completed 5 million credit assessments across 10 countries, supporting financial institutions in better risk management and credit scoring.