FINZHIR is a super app for small and medium-sized businesses. Finzhir consists of the following modules: 1. Bank.Finzhir - Automates bank connections through OPEN API and exports account transactions. 2. Acquiring.Finzhir - Allows payments to be accepted on websites, social networks, and through messengers. Provides the ability to issue invoices to clients through a messenger in free text format. 3. Account.Finzhir - A cloud-based accounting system built on AI algorithms without the need for an accountant: Tracks all payments, income, and expenses. Generates a reconciliation report. Calculates taxes. Issues invoices to counterparties and tracks the payment of issued invoices. 4. Analytics.Finzhir - The built-in AI helps analyze and forecast your business. 5. BNPL.Finzhir - Helps merchants sell goods and services in installments (B2C or B2B).A built-in loan management module is included.